Frequently Asked Questions
1. What is credit restoration, and how does it work?
Credit restoration is the process of helping you correct inaccurate, outdated, or unverifiable information on your credit reports. We analyze your reports from all three credit reporting agencies and take strategic action to challenge items that may be negatively affecting your scores.
2. How long does the credit restoration process take?
Our process typically takes 30 to 60 business days, depending on the complexity and specifics of your credit report. Every credit profile is different, so timelines may vary from person to person.
3. What items can be removed or corrected from my credit report?
We help address a wide range of questionable items, including late payments, collections, charge-offs, repossessions, bankruptcies, inquiries, and more — as long as they are inaccurate, outdated, or unverifiable.
4. Do I need to keep credit monitoring active during the process?
Yes. You are required to maintain an active subscription with MyFreeScoreNow throughout the process. This allows us to track changes, view updates, and provide accurate, timely service based on your reports.
5. Will you work with all three credit reporting agencies?
Absolutely. We review and dispute with all three major credit reporting agencies — Experian, TransUnion, and Equifax — to ensure your records are accurate across the board.
6. Can you guarantee a specific credit score increase?
No. While many of our clients see significant improvements, we cannot guarantee specific score increases. Results depend on the content of your credit report and your personal financial behavior moving forward.
7. What are your service fees and what’s included in each package?
We offer several packages depending on your needs. Each plan includes full credit report analysis, custom dispute letters, and ongoing updates. Visit our Services page to view pricing and package details.
8. What happens if there’s no improvement in my credit report?
If there’s no change or improvement within the first 90 days of active service, we’ll review your case for a potential refund based on our satisfaction guarantee (terms apply).
9. Can I still apply for credit while enrolled in your program?
We recommend pausing new credit applications while in the program to avoid disrupting the restoration process. Any new inquiries or accounts can impact our strategy and your results.
How It Works?
Our process makes credit easier to understand
and brings real results.
Schedule Your Credit Analysis Call
Book a time to speak with our team. During this call, a full credit analysis will be conducted to evaluate your current standing. Please be sure to click below and fill out the contact form to secure your spot.
01
Speak With a Credit Specialist
A 700Solution representative will reach out to review our service packages, answer any questions, and guide you toward the best solution for your needs.
02
Submit Payment & Begin Services
Once you’ve selected your plan, submit your payment, complete onboarding, and we’ll begin the dispute process on your behalf.
